Yes. Every 360massage chair can be paid for in monthly installments through Affirm, over terms of up to 24 to 36 months, subject to eligibility. Klarna also offers monthly financing on eligible orders. You choose either one as your payment method at checkout.
Yes, if the provider approves you. Financing at 360massage runs through Affirm and Klarna, independent providers that decide your eligibility, your rate and your repayment schedule. 360massage is not the lender. The details are in section 9 of our terms and conditions.
Not through us. Affirm and Klarna both review your eligibility before approving a plan, and each explains how it checks your credit before you apply. Plans advertised as no credit check often cost more in total, so compare the full amount you will repay before choosing one.
No. Rent to own usually means leasing a chair and owning it only after the final payment, often at a much higher total cost. With Affirm or Klarna you buy the chair outright and repay the provider over time.
Usually not. Most health insurance plans treat massage chairs as comfort items rather than medical equipment. Some buyers use an HSA or FSA when a doctor provides a letter of medical necessity, but eligibility depends on your plan administrator, so check with them first.
Yes. Our 90-day returns policy applies to financed orders in the same way, with free return shipping and no restocking fee. When we process the refund, it goes back to the provider and your balance with them is adjusted.
Your plan begins when you place your order, and the provider sets your first due date. Ready-to-deliver chairs arrive in 5–7 days, so delivery usually comes first. Built-to-order chairs take 30–40 days, so your first payment may come due before the chair arrives. See shipping and delivery for details.
No. Every chair carries the same 3-year limited warranty on parts and mechanical components, however you pay.
Room size, body fit and the features worth paying for.
A cost-benefit look at what each option costs over time.
How a home recovery routine fits around a busy week.
Your chair arrives at your door with free delivery service.
Enjoy hassle-free returns within 90 days if you’re not fully satisfied.
Shop confidently with safe and encrypted payment options.
Every chair comes with warranty coverage for your peace of mind.
Select the model you want to personalize and start designing it around your space.
